Sole Proprietor Checking

Built for small business owners, entrepreneurs, and freelancers like you. Our sole proprietor account pays interest.

Unlimited check-writing
Earns interest—calculated daily, paid monthly
Online and mobile banking—basic service*
Electronic or paper statements—your choice!
Free incoming wires

Requirements:¶

$100 minimum to open
$10 monthly service charge—waived with $2,500 daily minimum balance or $5,000 average monthly balance

*May upgrade online banking to include wires and/or ACH for additional fees.

Ask an Expert¶

Bobby Boyes¶

Vice President, Banking Relationship Manager

Send E-mail
805-730-7864
NMLSR: #1484454
Location: Santa Barbara

LinkedIn Bio .vcf card

Dustin Reese¶

Assistant Vice President, Branch Manager

Send E-mail
805-540-6243
NMLSR: #1097395
Location: San Luis Obispo

LinkedIn Bio .vcf card

Heidi Cummings¶

Vice President, Branch Manager

Send E-mail
805-296-1771
NMLSR: #1038237
Location: Paso Robles

LinkedIn Bio .vcf card

Remote Deposit Capture¶

Scan and transmit up to 30 checks at a time, all from the comfort of your office.

Learn More

Business Online Banking¶

Only pay for the products you need with our build-your-own online and mobile banking platform.

Learn More

Wire Transfers¶

Move cash confidently across the country or worldwide.

Learn More

Customer Testimonial¶

American Riviera Bank knows and cares about our customers.

"Instant action set American Riviera Bank apart! They were right on top of all the SBA requirements; I wouldn't be getting through this without them."

Kellie Avila, Avila Traffic Safety

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Sole Proprietor Checking

Sole Proprietor Checking

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Checking¶

Savings¶

CD/IRA/HSA¶

Small Business Administration Loans¶

Loans¶

Digital Banking¶

Business Solutions¶

Checking¶

Savings¶

CD/IRA/HSA¶

Loans¶

Digital Banking¶

Corporate Solutions¶

Checking¶

Savings¶

CD/IRA/HSA and More¶

Personal Loans¶

Residential Loans¶

Residential Construction Loans¶

Digital Banking¶

Personal Solutions¶

Community¶

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Requirements:¶

Ask an Expert¶

Bobby Boyes¶

Dustin Reese¶

Heidi Cummings¶

Related products¶

Remote Deposit Capture¶

Business Online Banking¶

Wire Transfers¶

Customer Testimonial¶