Signature Checking

Unlimited check-writing

First order of ARB logo checks—free!

Instant-issue debit card—free!

Free Identity Theft monitoring with enrollment
Free Card Alerts with enrollment

Domestic ATM surcharge refunds—unlimited!

Electronic or paper statements—your choice!

Online banking—with bill pay

Mobile app—with mobile deposit

Earns interest—calculated daily, paid monthly

Free incoming wires

Free notary services

Overdraft protection options available through Overdraft Transfer or American Riviera Bank Reserve Line.

Requirements¶

$100 minimum to open

$10 monthly service charge—waived with $5,000 daily minimum balance or $10,000 average monthly balance

Apply Now

Ask an Expert¶

Matthew Limon¶

Client Relationship Manager

Send E-mail
805 730 7877
NMLSR: #1039591
Location: Santa Barbara

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Dustin Reese¶

Assistant Vice President, Branch Manager

Send E-mail
805-540-6243
NMLSR: #1097395
Location: San Luis Obispo

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Heidi Cummings¶

Vice President, Branch Manager

Send E-mail
805-296-1771
NMLSR: #1038237
Location: Paso Robles

LinkedIn Bio .vcf card

Digital Wallet¶

Apple Pay, Google Pay, and Samsung Pay allow you to use your ARB debit card using your smart phone or watch at contact-less payment terminals.

Learn More

Home Equity Line of Credit¶

Use the equity of your home to finance your next big project.

Learn More

Conventional Loans¶

Our mortgage experts have access to a variety of loan programs to meet your needs. Come meet our home loan specialists—and start packing!

Learn More

Insured Cash Sweep (ICS)¶

Maximize FDIC insurance while maintaining full liquidity.

Learn More

Individual Retirement Accounts¶

It's never too late or too early to start saving for retirement.

Learn More

Money Market¶

Maximize earnings on your higher savings balance with competitive, tiered interest.

Learn More

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Signature Checking

Signature Checking

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Digital Wallet¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

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Checking¶

Savings¶

CD/IRA/HSA¶

Small Business Administration Loans¶

Loans¶

Digital Banking¶

Business Solutions¶

Checking¶

Savings¶

CD/IRA/HSA¶

Loans¶

Digital Banking¶

Corporate Solutions¶

Checking¶

Savings¶

CD/IRA/HSA and More¶

Personal Loans¶

Residential Loans¶

Residential Construction Loans¶

Digital Banking¶

Personal Solutions¶

Community¶

¶

Requirements¶

Ask an Expert¶

Matthew Limon¶

Dustin Reese¶

Heidi Cummings¶

Related products¶

Digital Wallet¶

Home Equity Line of Credit¶

Conventional Loans¶

Insured Cash Sweep (ICS)¶

Individual Retirement Accounts¶

Money Market¶

Customer Testimonial¶