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(Idea Vault Blog) - The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that's easy and effective. It offers guidelines for enjoying your income while putting savings on autopilot.
Continue Reading(Idea Vault Blog) - When it comes to talking with a spouse or partner about money, many people shy away. It can be scary—but it doesn’t have to be. Positive and frequent communication is key.
Continue Reading(Laurel Sykes) - Data as of April 1, 2021 reported by the SBA shows that only 40% of the $521.2 billion in PPP loans has been forgiven to-date. While the national average reported by the SBA shows that only 46% of total 5.2 million in PPP loans have been forgiven, ARB has been successful in obtaini…
Continue Reading(Idea Vault Blog) - April is National Financial Literacy Month so we are focusing this month on topics around healthy spending, saving and more. Today's topic? How to teach kids about money. Whether to your own children, grandchildren, and nieces and nephews or the child of a close friend, one of…
Continue Reading(Idea Vault Blog) - Financial literacy includes many different financial skills and concepts; to be financially literate simply means having the know-how to make wise decisions with your personal finances—like managing a budget, borrowing money, paying for insurance, and saving for retirement.
Continue Reading(Laurel Sykes) - You may have heard that the Biden administration mandated certain reforms to the PPP eligibility rules. The administration also pushed for a 2-week window where only small businesses with 20 or less employees will be approved by the SBA through March 9, 2021. In response to the man…
Continue Reading(Idea Vault Blog) - Buying food is essential, of course, but if you’re not careful, it can also eat into your budget.
Continue Reading(Laurel Sykes) - We wrote previously about delays in approvals on new PPP loans as a result of the new compliance checks put in place by the SBA to prevent against potential fraud. Just yesterday, the SBA announced a lender training to cover updates to their new Procedural Notice on revised PPP pla…
Continue Reading(Idea Vault Blog) - Whether you’re standing in front of a shelf at the grocery store, shopping online, or even walking around a car dealership, you may wonder: Do I go for the “nicer,” more expensive option or choose the cheaper one to save some money? At the end of the day, what you’re really deba…
Continue Reading(Idea Vault Blog) - If you find yourself facing an emergency that you’re financially under-prepared for, the prospect of what to do next may feel overwhelming. Don’t panic. There are things you can do to get through this crisis.
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